Pleased to meet you cabergoline uk buy The country’s pre-retirees are being asked to think about doing the same thing. But frankly, they’re stuffed. The low-rate environment has already caused annuity rates to plummet to record lows and such a state of affairs is now highly unlikely to change. The scary thing is that it makes the effect of the pensions shortfall we’re all constantly banging on about â the massive gap between what we think we need as retirement income and what our pensions savings will actually give us â even worse.