Could I borrow your phone, please? http://www.lhstables.co.uk/remeron-45-mg-for-depression.pdf opt generic remeron cost gaze felt To be affected by interest-rate shifts, a household needs to have financial resources and retirement savings. “There appears to be a very limited impact of a low-yield-rate environment on retirement income adequacy for those in the lowest- (pre-retirement) income quartile,” EBRI reported. People in this group depend almost entirely on Social Security, in which payments in inflation-adjusted terms are not affected by interest rates.